Expert retirement planning to help manage your assets
Saville’s comprehensive services for employee benefit plans include third party administration and plan auditing. Our expertise in ERISA regulations, DOL rules, and IRS tax law will prove valuable as your company’s retirement plan is established, maintained and/or audited.
We have a dedicated team of professionals with in-depth knowledge and proficiency in qualified retirement plan compliance, operation, accounting, and auditing. We are members of the AICPA Employee Benefit Plan Audit Quality Center and Allinial Global Employee Benefit Plan Community of Practice. Based on our high standards of accountability, we are able to deliver value-added services and to help our clients safeguard their plans compliance with relevant regulations.
Saville is committed to building strong client relationships and believes in a teamwork approach. Partnering directly with your staff and various plan service providers, we will ensure the most efficient and productive services are provided to your plan.
Third Party Administration
Saville has a team with the Qualified 401(k) Administrator (QKA) credential from the American Society of Pension Professionals and Actuaries. This credential represents a national standard of excellence for professionals working with 401(k) retirement plans. The QKA curriculum provides advanced training in 401(k) plan management, compliance, and testing, making this achievement a true testament to their expertise and commitment to defined contribution (DC) plan administration.
- Plan consulting and design including preparation and maintenance of plan documents & plan amendments
- Preparation of required annual notices
- Comprehensive compliance testing, including ADP/ACP testing, IRC 410(b) coverage testing, IRC 415 limit testing, IRC 401(a)(4) testing, and top-heavy testing
- Accounting and financial reporting of trust activity
- Electronic filing of Form 5500/Form 5500-SF
- Form 8955-SSA preparation
- Preparation of annual participant statements and disclosure requirements including summary annual reports
- Form 1096/1099R, and 945 tax filings
- Vesting calculation
- Plan benefit calculations, plan loans, in-service and hardship withdrawals and 70 ½ RMDs
- Plan terminations
- Assist with IRS Correction Program when applicable
Benefit Plan Audits
Saville is a member of the Employee Benefit Plan Audit Quality Center (EBPAQC) through the Association of International Certified Professional Accountants.
- Work with defined contribution plans and defined benefit plans
- Perform DOL limited scope disclaimer and full-scope audits
- ERISA compliance consulting
- Plan document regulatory compliance reviews.
- Identification of weaknesses in control objectives stated in SOC 1 reports from service providers
- Propose solution for non-compliant operations
- Assist with IRS Correction Program; when applicable
- Practical recommendations to improve internal procedures
- Evaluation and analysis of service providers and assistance in the selection process
- Power of attorney representation in DOL and IRS audits
"We have a great relationship with the outstanding team of professionals at Saville. We have used them on numerous property level audits and recently engaged them on a 401k audit. All of the team members are intelligent and professional, which just adds to the responsive leadership team. We always know that we will receive a quality product, completed in a timely manner.”
MANAGERS
Audit Senior Manager
Brooke Ballance
Qualifications
EDUCATION
BBA in Accounting · Texas A&M University
MS in Finance · Texas A&M University
CERTIFICATIONS
Certified Public Accountant, Texas
PROFESSIONAL ASSOCIATIONS
American Institute of Certified Public Accountants
Texas Society of Certified Public Accountants
MARKETS OF EXPERTISE
Employee Benefit Plans, Construction, Manufacturing, and Financial Services
SERVICE AREAS OF FOCUS
Assurance, 401(k) Audits, Consolidations, Consulting, Investments, and Revenue Recognition.
Background
“Genius is 1% inspiration and 99% determination.”—Thomas Edison
Brooke began her career in 2010 at KPMG, where she primarily worked in the financial services group. She joined Saville in 2012. Since then, she has assisted with assurance and consulting engagements for various sized clients and industries, including start-ups to large companies with subsidiaries that have domestic and foreign operations. In addition, Brooke has helped with assurance engagements on employee benefit plans with various frameworks and scopes. Through her experience with many different industries and entity structures, Brooke has developed a thorough understanding of a variety of complex accounting areas including revenue recognition, variable interest entities, consolidations, investment classifications, and goodwill.
Brooke lives in Waxahachie with her husband and two children. She enjoys spending time with family and friends. Her hobbies include crafting, reading, and cooking.
Tax Manager
Matt Hultberg
Qualifications
EDUCATION
Northern Illinois University - Bachelor of Science in Accounting
CERTIFICATIONS
Enrolled Agent
MARKETS OF EXPERTISE
Affluent Families & Individuals, Gifts, Estates, & Trusts, Retirement Plans, Real Estate
SERVICE AREAS OF FOCUS
Tax Compliance, Tax Planning & Advisory, Gift and Estate Planning & Advisory
Background
Matt joined Saville in 2020 and has since developed deep experience helping affluent families and individuals navigate complex tax matters with clarity and confidence. His practice focuses on family limited partnerships, commercial and residential real estate, and gifts, estates, and trusts. Matt partners with clients not only to meet federal and state tax compliance requirements, but also to design and implement thoughtful, forward-looking tax planning strategies tailored to their goals.
Living in northern Collin County, Matt enjoys playing pickleball, cheering on his favorite Chicago sports teams, and spending time with his wife and daughter.
Employee Benefit Plan Senior Manager
Nicole Talton
Qualifications
EDUCATION
BBA Accounting - Texas Tech University
MBA - Texas A&M University at Commerce
CERTIFICATIONS
Certified Public Accountant
TexasQualified 401k Administrator
PROFESSIONAL ASSOCIATIONS
American Institute of Certified Public Accountants
Texas Society of Certified Public Accountants
Member of the Employee Benefit Plan Audit Quality Center Women's Finance Exchange
MARKETS OF EXPERTISE
Plan Benefit Audits, Plan Consulting & Document Redesign, Plan Administration & Recordkeeping, and Plan Reporting
SERVICE AREAS OF FOCUS
Assurance and Financial Reporting, Internal Controls, Research & Advisory Services
Background
"Try not to become a person of success, but rather try to become a person of value." -Albert Einstein
In 1999, Nicole began providing professional compilation, tax, audit, and advisory services for a broad range of companies, including manufacturing, service, non-profit organizations, construction companies, and employee benefit plans. She joined the Saville team in 2005 and in 2010 transitioned to working primarily with benefit plans which include employee benefit plan audits, benefit plan consulting and third-party administration services. She is designated as a Qualified 401(k) Administrator (QKA), which means she has the technical knowledge and skills needed to implement and administer defined contribution (DC) retirement plans. Nicole is dedicated to building long-lasting relationships with her clients. As an essential business partner, her top priority is to exceed her clients' expectations whenever possible.
Nicole lives in San Antonio, Texas, with her husband and two sons. She is actively involved in the PTSA. Her family enjoys going to amusement parks, sporting events and taking vacations.